Steady North connects to your accounts, tracks every bill and subscription, and gives you one clear number: what's safe to spend, right now.
🔒 Bank-level secure · Your bank login stays with your bank · Free to join · No spam
How it works
Link your accounts through Plaid in under a minute — the same technology Venmo and SoFi use. Your bank login stays with your bank.
Steady North does the math and shows what's truly safe to spend today — after bills, savings, and the cash in your pocket.
Your AI money assistant tracks bills, flags forgotten subscriptions, reads your receipts, and nudges you forward — in plain English.
Let's be clear
Those tools track your past.
Steady North keeps you ahead of what's next.
Bills surfaced before they're late. Subscription waste caught. Surplus spotted.
And one number that tells you exactly what's safe to spend — right now, without touching a single goal.
Due dates scattered across apps, subscriptions you forgot about, and no clear answer to the one question that matters: can I afford this right now?
Bills spread across different accounts, cards, and dates with no single view.
Paying for services you stopped using months ago without realizing it.
No clear answer. You check your balance but don't know what's already claimed.
Payments that should be automatic still require you to remember every month.
Steady North connects your accounts and does the work you've been doing manually.
One number. Always current. Always honest. No math required on your end.
Every recurring payment in one place — due dates, amounts, and whether you need to act or it's already handled.
See exactly which services you use and which ones are quietly draining your account every month.
See the exact date you'll be debt-free — and how to get there sooner. Lucy lays out three payoff strategies and the trade-offs in plain English, so you pick the one you'll actually stick with.
See what's coming in and going out. Know the tight days before they sneak up on you.
Photograph any receipt and Lucy reads the merchant, total, and category for you — no typing. Cash purchases finally counted, and ready at tax time.
Track the cash other apps miss. Tell Lucy how to treat it — spend it down, save the windfall, or smooth it across to payday.
Your whole financial year, told as a story — income, spending, what you saved, and where it went. Pick any date range and export a clean, tax-ready report, receipts included.
Open your money with a glance. Passkeys and Face ID mean no password to forget — and none to steal.
See it in action
Real screens from Steady North, in its signature Summit Night.
Meet Lucy
Lucy is the AI at the heart of Steady North. She monitors your accounts, spots problems before they happen, and gives you clear, plain-English guidance every single day. She comes standard with every plan — built in, not a separate add-on.
Where we're headed
That's the destination. Today Steady North is read-only — Lucy senses and reminds, and you stay in control of every move. Here's the automation we're building toward.
Set bills to pay on their due date, with Lucy confirming first if it'd tighten your runway. For now, she reminds you before each one is due.
Every payday, a set amount slides into savings before you can spend it — you pick the number. For now, Lucy nudges you to make the move.
Got money sitting idle? Lucy spots surplus after bills and savings and nudges you to put it to work — Roth IRA, brokerage, wherever you point her. You make the move.
When automation arrives, Lucy won't execute blindly — if a move would push you close to your safety buffer, she asks first. You stay in control without doing the math.
Simple, honest pricing
No ads. We never sell your data. And unlike most apps, the AI isn't a pricey upsell — Lucy comes standard. Every plan starts with 2 weeks free — no card needed up front. If you don't add one, it simply ends. Cancel anytime.
Your whole financial picture, handled.
Everything in Core, for the whole household.
For investors and the automation-first.
Built to protect you
Your money app should be the safest app on your phone. Our guiding rule: the safest data is data we never hold.
Bank connections are handled by Plaid, the same technology trusted by Venmo and SoFi. Your login never touches our servers.
Your data is encrypted in transit and at rest with the same AES-256 standard banks use. Always protected, never exposed.
Steady North connects securely through Plaid and shows you what's happening — you decide every move. Nothing leaves your accounts without your okay. Cancel anytime, disconnect in one tap.
You're the member, not the product. Steady North is paid for by the people who use it — never by advertisers or data brokers. Your money is nobody else's business.
Passkeys and Face ID mean no password to forget or steal — your money opens with a glance.
English, Spanish, French, and Polish — switch anytime and your whole experience follows.
One tap erases your account and every byte of your data, for good. It's your information — you're always free to take it back.
I'm not a Silicon Valley founder. I run operations at a fiber company, I've got three kids and a fiancée, and for years I looked fine on paper but still ended every month wondering where the money actually went.
I tried the budgeting apps. They wanted receipts and spreadsheets. I didn't need another chore — I needed one honest number and someone to handle the busywork. So I'm building the thing I wanted: connect your accounts, see what's truly safe to spend, and let Lucy quietly handle the bills, the saving, and the subscriptions you forgot about.
If that sounds like your life too, get on the list. I'd genuinely love your help shaping it.
— Joseph, Founder of Steady North
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Be first in when we open — and help shape what we build.
🔒 Bank-level secure · Nothing moves without your okay · Cancel anytime